Find the right traffic insurance for you
We compare up to 8 traffic insurance providers and help you choose the right additional cover, so your vehicle is protected even when standard traffic insurance isn’t enough.
The widest choice on the market Side-by-side comparison with IIZI's recommendation 24/7 claims assistance across Europe
What is traffic insurance and what does it cover?
Traffic insurance is mandatory third-party liability insurance for motor vehicles. If you cause an accident, it covers property damage and personal injury caused to other road users. Traffic insurance is legally required for all motor vehicles in Estonia.
Traffic insurance does not cover damage to your own vehicle, collisions with wild animals, theft or weather-related damage. For these situations, you need additional traffic insurance cover or comprehensive insurance.
- Property damage to the injured party
- Up to €1.3 million for damage to vehicles, buildings, traffic signs, fuel stations, personal belongings and other property, including replacement vehicle costs.
- Personal injury to the injured party
- Up to €6.45 million for medical treatment, rehabilitation, assistive devices, compensation for loss of income, maintenance payments and, where applicable, funeral expenses.
- Damage to the at-fault driver's vehicle
- Covered by additional traffic insurance cover or comprehensive insurance.
- Collisions with wild animals
- Covered by additional traffic insurance cover or comprehensive insurance.
- Roadside assistance, weather damage and vandalism
- Covered by additional traffic insurance cover or comprehensive insurance.
Traffic insurance alone isn't enough
IIZI 24/7 Accident Assistance
Roadside assistance and damage-related support across Europe.
Damages to your vehicle
If you cause a traffic accident with another vehicle or a pedestrian, the damages to your vehicle are also insured.
Collision with animal
The damages caused due to a collision with an animal or a bird are also insured.
Replacement car
Helps you maintain your daily routine in case of vehicle damage.
Insurance for the driver and passengers
In the event of a traffic accident, the health damages to the people in a five-seater are insured.
Lovable rascal insurance
Covers damage caused to others during the course of everyday activities.
Getting traffic insurance is quick and easy
Enter your registration number
We'll find the insurance offers that match your vehicle.
Choose the best offer
Compare offers side by side and receive IIZI's recommendation.
Pay and drive
Pay in full or monthly. Your cover starts immediately.
Every fourth vehicle in Estonia is insured through IIZI
1 / 4
Vehicles in Estonia are insured through IIZI
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We're with you from quote to claim
At IIZI, we represent your interests. We'll help you choose the right insurance and support you throughout the claims process.
We'll help you choose the right insurance
Based on your needs, we'll find the insurance solution that's right for you.
We'll help you handle claims
We'll advise you and help organise everything after an accident, making sure you receive the compensation you're entitled to.
Keep all your insurance in your pocket
The IIZI app keeps all your insurance policies in one place. Receive important notifications, purchase or renew traffic insurance and manage your policies anytime, directly from your phone.
Frequently Asked Questions
Find the right traffic insurance with IIZI
Enter your vehicle registration number and compare offers from leading insurers.