Replacement car

We keep you moving while your personal vehicle is being repaired. You can purchase additional replacement car coverage for both casco and traffic insurance.

Save time

With a replacement car, you can quickly and easily continue your daily activities.

Enjoy convenience

Everything in one place! Ordering a vehicle is simple, and the service is fast.

Save money

Replacement car coverage is more affordable than any rental car.

Add it as extra coverage to your traffic insurance

We tailor your traffic insurance by combining different useful additional coverages. A replacement car can be one of these extra options!

Buy traffic insurance

Casco insurance keeps everything covered

If you have a Smart or Strong casco package, a replacement car is already included. With the Simple package, you can add replacement car coverage separately.

Buy casco insurance

If your car becomes unusable due to an insurance incident, we will provide you with a replacement car for the duration of the repair. You place the order, we take care of the rest – easy!

Report a claim

Inform us about the insurance event and submit a claim via the IIZI claim reporting system.

Choose the time and car

Once your replacement car request is approved, you can book a time and select a vehicle via the My IIZI platform or app.

Enjoy the drive

Pick up your selected car from a designated partner location.

Replacement cars available across Estonia

Replacement vehicle distribution points are located throughout Estonia. You can find a suitable vehicle on both the mainland and on Saaremaa!

Book a replacement car

Different situations require different solutions. Our selection of replacement cars includes both larger and more compact vehicles. We guarantee the model listed or will provide a similar alternative.

Corolla HB Hybrid

Volkswagen Passat

Toyota RAV 4

Volkswagen Arteon

Peugeot Expert

Iveco Daily VAN

A replacement car is an additional insurance coverage

This coverage ensures that in the event of an accident, theft, or other damage, you have access to a replacement car until your vehicle is repaired or the situation is resolved.

Available for regular passenger cars

Replacement car coverage is available for standard passenger or light commercial vehicles (M1, M1G, N1, N1G) with a registered weight of up to 3,500 kg.

Outside of Estonia, a rental car is required

If the insurance event occurs abroad, you must rent a vehicle. The insurer will reimburse reasonable and properly documented rental costs up to the agreed limit.

Replacement car vs. transportation reimbursement

If you do not need a replacement car during the repair period but still have errands to run, the insurer will reimburse transportation costs (e.g., taxi) based on receipts.

A replacement car is not equivalent to your personal vehicle

The replacement car does not have to be of the same class as your insured vehicle. For example, if your personal car is a Porsche, the replacement car may still be a mid-class vehicle.

The replacement car is provided via IIZI's claim system

In case of damage, always report your claim through the IIZI system. Insurance conditions state that reimbursement applies only to replacement cars ordered through IIZI’s service provider.

A replacement car is plan B