Võrukaela kindlustus

Lovable rascal insurance

Covers damage caused to others during the course of everyday activities.

Start insuring

In cases like this, you can rely on insurance to cover any property damage that you, your child or your pet might cause to third parties.

Electronic devices break

Damage to electronics, smart devices or other valuable items.

Damage to someone else’s property

Drawing on school or store walls, breaking windows, smart boards, sports equipment, etc.

Accident with a personal light electric vehicle

Hitting someone else’s car or a pedestrian with a scooter.

Getting hurt when playing

There is an accident in a playground, at school or on the street that ends up harming someone’s health.

Igas lapses on võrukaela

Every child is a little bit of a rascal

Children are all about fun and games and sometimes things get a little out of hand. Having insurance means not having to be concerned with any mishaps.

Ka täiskasvanutel juhtub

It happens to adults too

It is great to visit friends, but even with the best of intentions, things can break, malfunction or fall over.

Lemmikute koerustükid

Pets acting up

If your over-zealous dog chews up a valuable object in a stranger’s home or causes harms to another dog in a public area, the damage is covered.

Tõukeratas saab hoo sisse

Picking up speed on the scooter

If you end up going too fast, you will soon have to face the consequences. In this case, insurance covers damage caused to the health or property of others.

A unique solution on the Estonian market that alleviates the consequences of your and your dependants’ misadventures abroad.
  • Helps in case of unexpected events

    Mistakes happen to everyone and everywhere, and clumsiness only accounts for some such cases.

  • Valid all over the world

    Incidents suffered by third parties while travelling are also covered.

  • Less stress about mischievous children

    Cover applies to “children” under 21 in your care.

  • Solves accidents caused by the elderly

    Covers any incidents caused by elderly people in your care.

  • Protection for lessees

    Insurance is here to help if the lessee damages the property in their leased property.

  • Covers damage caused by a personal light electric vehicle

    Covers damage to the property or health of others while riding a personal light electric vehicle or a bicycle.

Enjoy peace of mind for just €2 per month

Laste juhtumised mänguhoos läksid maksma üle tuhande euro

Children's playground mishaps end up costing over a thousand euros

While cycling to school, a child damaged the side mirror of a car parked outside the school. The damage was estimated at EUR 1,400. Another example is that of a child who accidentally smashed the laptop of a family they were visiting, causing EUR 2,100 worth of damage.

Jahiinstinkti valla lasknud koer tekitas sõbrannale 8700€ suuruse kahju

Dog’s instincts caused EUR 8,700 worth of damage

A dog owner left their pet alone in their friend’s apartment for half an hour. When the friends returned from a quick trip to the store, the dog had destroyed the designer curtains hanging in the living room and the shade of an expensive floor lamp. The reason for the dog’s unpredictable behaviour was a bird that had flown into the room through the half-opened window, promptly triggering the dog’s predatory drive. The damage amounted to EUR 8,700.

Külalise tikk-kontsad rikkusid sünnipäevalapse põranda

Guest’s stilettos ruined host’s floor

One of the guests at a birthday party wore a new pair of heels. After the guests left, the birthday child discovered that the hardwood floor in the living room had deep scratch marks made by their friend’s new stilettos. The cost of sanding and oiling the floor was EUR 800.

Lovable rascal insurance

Covers damage caused to others during the course of everyday activities.

Start insuring