Casco is undoubtedly a good option for car owners, but might not be the end-all, be-all solution for every situation. Even a minor bump in the car park can necessitate repairs that can take days and disrupt your routine. Luckily, it just got easier to ensure a sense of security.
We have always been passionate about simplifying the complicated, which is why we recently launched a new solution that helps car owners deal with damage that isn’t covered by standard casco insurance.
Your solution for common damage claims
According to IIZI’s Head of Product Development, Kristiina Kivilaane, this move was primarily motivated by the desire to come up with an optimal solution for assisting customers with common damage claims. She says: “Based on our customers’ insurance needs, we have learned that accidents frequently lead to situations where basic casco coverage simply isn’t enough.”
For this reason, IIZI’s basic casco insurance now includes a few more key additions to protect car owners in the event of common damage claims.
In our experience, one of the more prevalent concerns is that it can take a few days, or even a week, to repair a vehicle after an accident and this can have a very disruptive effect on someone who is reliant on their car. “Borrowing a car from a friend or acquaintance at such short notice is not always an option and renting a replacement car is not exactly the cheapest option either,” explains Kivilaan.
The Smart casco plan includes, for example, replacement car coverage, ensuring a replacement vehicle while your car is with the mechanic, meaning that your daily schedule will only be minimally disturbed.
Casco insurance is primarily concerned with the insured vehicle, while the Strong insurance plan offers health protection for passengers in addition to the most comprehensive casco coverage. “Unfortunately, there will always be accidents that are less lucky and even though we can’t change the past, insurance can help us better cope with the future,” says Kivilaan.
Demand is already on the rise
It can be a real challenge to choose the best casco plan, but IIZI has made its new casco insurance plans as clear and easy to understand as possible.
The figures also suggest that car owners are happy with the solution and interest in the new plans is high. “Since the launch, nearly 30% of customers who have purchased casco insurance online from IIZI have opted for the Strong plan that provides the broadest coverage,” says Kivilaan with delight.
In addition to Smart and Strong, there is also the Simple plan which provides casco insurance without any additional coverage. This also makes the plan somewhat more affordable.