Kergliikur - IIZI.ee

Why do light electric vehicles need traffic insurance?

From 1 December 2024, motor insurance is required for all vehicles powered solely by a motor whose manufacturer’s speed exceeds 25 km/h, or exceeds 14 km/h if the vehicle weighs more than 25 kg. This requirement also applies to unregistered vehicles, including light electric vehicles, small mopeds, and work machines.

Someone suddenly steps in front of the scooter

We cannot always predict the behaviour of others. A pedestrian walking ahead - especially a child or a dog on a leash - may suddenly change direction, and a collision might be unavoidable. In such cases, traffic insurance helps cover the injured person's medical expenses.

Damage to someone else’s property

Sometimes while riding a scooter you may not manage to brake in time. This could result in a scratch on a parked car, damage to a fence, or a collision with another vehicle. In these situations, traffic insurance helps compensate for damage caused to other people’s property.

An electric scooter battery explodes

Unfortunately, there have been cases where an electric scooter left charging has overheated and caught fire, causing a fire accident. Even in such cases, traffic insurance helps cover damage caused to other people's property.

Insure your scooter!

Calculate the premium and sign the contract online. Fast and easy.

What information is required to insure a light electric vehicle?

What happens if there is no insurance?

Does a scooter that is not actively used also require insurance?

If the owner of the light electric vehicle is a minor, whose name should the insurance be taken out in?

Do electric bicycles also require insurance?

Which light electric vehicles must be registered?

Which light electric vehicles do not require traffic insurance?

What happens to the insurance if I sell my light electric vehicle or the ownership changes?

Are a small moped and a light electric vehicle the same thing?

Is light electric vehicle motor insurance valid abroad?

Do I need to carry the insurance documents with me?

What should I do if I am involved in an accident?

Why do I need motor insurance for a light electric vehicle if I already have home insurance or personal liability insurance?

Check what your scooter or other light electric vehicle needs!

Why do light electric vehicles need traffic insurance?

Someone suddenly steps in front of the scooter

Damage to someone else’s property

An electric scooter battery explodes

Insure your scooter!

Frequently asked questions