Additional compensation for the accident victim

Traffic insurance takes care of your car. Crash Cash takes care of you!

We pay additional compensation to the accident victim based on the value of the car. You can use this extra money for your car or for yourself.

  • For cars up to 15 years old
  • Compensation up to €20,000 in case of total loss
  • From €3/month
Roosa mänguauto seisab mustal pinnal, taustaks kaks 100-eurost rahatähte.

Traffic insurance covers damage to the car but does not compensate for stress, lost time, or inconvenience. Crash Cash insurance works together with motor insurance and pays you additional money based on the value of your car. You can use this compensation however you like.

Example situations
Victim: You
Traffic accident
Partial damage – the car goes to repair
  • Traffic insurance covers the repair costs of the car.
  • Crash Cash pays you 15% of the car’s market value (up to €10,000).
Traffic accident
Total loss – the car is written off
  • Traffic insurance compensates the current market value of the car.
  • Crash Cash pays the difference between the car’s current market value and the market value fixed at the time the policy was purchased (up to €20,000).
  • Crash Cash also pays up to €1,000 inconvenience compensation.
Collision with an animal
  • Standard traffic insurance does not cover this.
  • Traffic insurance may help with additional “Collision with wild animal” coverage.
  • Crash Cash pays you 15% of the car’s market value (up to €10,000).
Theft
  • Traffic insurance does not cover this.
  • Crash Cash pays 50% of the car’s market value if the vehicle is not recovered (up to €20,000).
Fire
  • Traffic insurance does not cover this.
  • Crash Cash pays you 15% of the car’s market value (up to €10,000).
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Musta ja roosa kontuuriga stiliseeritud ikoon numbriga üks.

Insure the market value

Calculate your vehicle’s market value and purchase the insurance on the IIZI website. Coverage starts immediately.

Musta ja roosa kontuuriga stiliseeritud ikoon numbriga kaks.

Submit a claim

After the incident, submit a claim on the IIZI website or in the app. Quick and convenient.

Musta ja roosa kontuuriga stiliseeritud ikoon numbriga kolm.

Receive additional compensation

Crash Cash is paid out after the insurer’s decision. Use the compensation however you wish.

Tänaval pargivad järjestikku mitmed autod, esiplaanil on valge sõiduki tagaosa.
Someone crashes into your car from behind
Situation

Kalle stops at a red light when another car crashes into him from behind. Kalle is the victim of the accident.

Solution

The at-fault driver’s traffic insurance repairs Kalle’s car. Crash Cash pays Kalle additional compensation as soon as the insurer’s decision is confirmed.

Compensation calculation
Car market value
10 000 €
+15%
1500 €

With Crash Cash, it’s easy.

Every vehicle is different. Calculate your potential additional compensation.

Calculate crash cash

In the Crash Cash insurance contract, the market value is determined by the insurer at the moment the policy is concluded.

If the car is destroyed in an accident, the at-fault driver’s motor insurance compensates the market value at the time of the accident. Crash Cash insurance pays the difference between the market value fixed in the policy and the compensation paid by motor insurance (up to €20,000). In addition, you receive €1,000 inconvenience compensation.

No. Crash Cash insurance is designed as additional protection together with motor insurance. It is suitable for vehicles for which casco insurance is not practical or not available.

No. For each insurance risk, compensation is paid only once during the policy period. For example, if compensation has already been paid for a traffic accident, a second traffic accident will not be compensated under the same policy. However, compensation can still be paid for other risks (such as collision with an animal or fire) according to the applicable limits.

Crash Cash compensation is paid after the insurance event has been confirmed and the insurer’s or police decision is known. Most cases are resolved quickly and according to clear principles.